Guides

Claim limits, per-year caps, and the specific exclusions on Gold and Platinum — explained in plain English.

Why most buildings policies exclude boiler faults, and what actually pays out when yours stops working.

A plain-numbers look at what a plan costs each year against what a call-out gone wrong actually costs.

Buildings insurance and landlord emergency cover solve different problems. Here’s what each one actually pays for, with real UK cost comparisons.